# Verifi RDR Decision

## RDR Decision Evaluation

> Evaluates transaction data against merchant RDR rules and returns accept/decline decision for Rapid Dispute Resolution.

```json
{"openapi":"3.0.1","info":{"title":"TxFind API's Version 2 Endpoints","version":"2.0.0"},"tags":[{"name":"RDR","description":"Call related to Rapid Dispute Resolution (RDR) decisions."}],"servers":[{"url":"https://{baseUrl}","description":"Current server"}],"security":[{"bearerAuth":[]}],"components":{"securitySchemes":{"bearerAuth":{"type":"http","scheme":"bearer","bearerFormat":"JWT"}},"schemas":{"RdrDecisionRequest":{"type":"object","required":["decisionId","verifiEntityInfo","caseType","source","caseDate","paymentDescriptor","paymentDescriptorContact","acquirerBin","cardAcceptorId","transactionId","paymentType","authCode","transactionDate","transactionAmount","arn","mcc","caseAmount","transactionType","reasonCode"],"properties":{"decisionId":{"type":"string","maxLength":36,"description":"ID number generated by Verifi and used for case reference (UUID version 4)"},"verifiEntityInfo":{"type":"object","description":"Collection of system identifiers the request is associated with on the Verifi system","required":["partnerId","clientId"],"properties":{"partnerId":{"type":"integer","description":"Partner ID in Verifi system"},"clientId":{"type":"integer","description":"Client ID in Verifi system"}}},"caseType":{"type":"string","maxLength":20,"description":"Case type for RDR Decision Requests","enum":["DISPUTE"]},"source":{"type":"string","maxLength":20,"description":"Source for RDR Decision Requests","enum":["VMPI"]},"caseDate":{"type":"string","format":"date-time","maxLength":20,"description":"Date the case was recorded by the system"},"paymentDescriptor":{"type":"string","maxLength":25,"description":"The Merchant name component of the billing descriptor which appeared on the customer's transaction statement"},"paymentDescriptorContact":{"type":"string","maxLength":13,"description":"The Merchant phone number which appeared on the Cardholder's transaction statement"},"acquirerBin":{"type":"string","maxLength":6,"description":"Acquiring Bank identifier assigned by Visa"},"cardAcceptorId":{"type":"string","maxLength":15,"description":"Acquirer-assigned identifier of the Merchant account to VisaNet"},"transactionId":{"type":"string","maxLength":15,"description":"Visa-generated identifier that is unique for each original transaction"},"cardBin":{"type":"string","maxLength":8,"description":"The six or eight-digit card Issuer BIN that is associated with the purchase (conditionally required)"},"cardLast4":{"type":"string","maxLength":4,"description":"The last four digits of the card number associated with the purchase (conditionally required)"},"token":{"type":"string","maxLength":19,"description":"Token associated with the transaction when a token was used instead of a PAN for payment"},"paymentType":{"type":"string","maxLength":20,"description":"Indicates the payment type of the original purchase"},"authCode":{"type":"string","maxLength":6,"description":"The Issuer authorization code for the transaction"},"eci":{"type":"string","maxLength":1,"description":"The mail/phone/electronic commerce indicator (Values 1-9)"},"mcsn":{"type":"string","maxLength":2,"description":"Multiple Clearing Sequence Number contains a sequence number that distinguishes a specific clearing message"},"installmentNumber":{"type":"integer","maximum":9999999999,"description":"Specific installment number of the transaction (for Parcelado installment transactions)"},"transactionDate":{"type":"string","format":"date-time","maxLength":20,"description":"Purchase transaction date in UTC format"},"transactionAmount":{"type":"object","description":"The transaction amount of the payment processed by Merchant","required":["amount","currency"],"properties":{"amount":{"type":"number","description":"Transaction amount value"},"currency":{"type":"string","maxLength":3,"description":"Currency code (ISO 4217)"}}},"destinationAmount":{"type":"object","description":"Cardholder billing amount if a currency conversion took place at settlement","properties":{"amount":{"type":"number","description":"Destination amount value"},"currency":{"type":"string","maxLength":3,"description":"Currency code (ISO 4217)"}}},"arn":{"type":"string","maxLength":24,"description":"Acquirer reference number"},"mcc":{"type":"string","maxLength":4,"pattern":"^[0-9]{4}$","description":"The four-digit number listed in ISO 18245 for retail financial services"},"terminalId":{"type":"string","maxLength":8,"description":"Code that identifies a terminal at the card acceptor location"},"caseAmount":{"type":"object","description":"Amount of the dispute","required":["amount","currency"],"properties":{"amount":{"type":"number","description":"Case amount value"},"currency":{"type":"string","maxLength":3,"description":"Currency code (ISO 4217)"}}},"purchaseIdentifier":{"type":"string","maxLength":25,"description":"Unique identifier for the order defined by the Merchant"},"transactionType":{"type":"string","maxLength":20,"description":"Type of transaction"},"reasonCode":{"type":"string","maxLength":4,"description":"Code indicating both Dispute Category and Dispute Condition Code"},"posEntryModeCode":{"type":"string","maxLength":2,"description":"Identifies the terminal type and terminal entry capability"}}},"RdrDecisionResponseAccepted":{"type":"object","required":["outcome","statusCode","reason","refundAmount"],"properties":{"outcome":{"type":"string","maxLength":8,"description":"The decision result for accepted cases","enum":["ACCEPTED"]},"statusCode":{"type":"string","maxLength":3,"description":"Status code for accepted RDR pre-dispute","enum":["103"]},"reason":{"type":"string","maxLength":255,"description":"Merchant provided reason the case was accepted (for informational purposes only)"},"refundAmount":{"type":"object","description":"Amount to be refunded (conditionally required when result = ACCEPTED). For RDR processing, the refund amount MUST always be the case amount from the request.","required":["amount","currency"],"properties":{"amount":{"type":"number","description":"Refund amount value"},"currency":{"type":"string","maxLength":3,"description":"Currency code (ISO 4217)"}}}}},"RdrDecisionResponseDeclined":{"type":"object","required":["outcome","statusCode","reason"],"properties":{"outcome":{"type":"string","maxLength":8,"description":"The decision result for declined cases","enum":["DECLINED"]},"statusCode":{"type":"string","maxLength":3,"description":"Status code indicating the reason for decline","enum":["957","950","951"]},"reason":{"type":"string","maxLength":255,"description":"Merchant provided reason the case was declined (for informational purposes only)"}}},"ErrorResponse":{"type":"object","properties":{"msg":{"type":"string","description":"Error message"}}}}},"paths":{"/api/v2/provider/rdr/decisions":{"post":{"tags":["RDR"],"summary":"RDR Decision Evaluation","description":"Evaluates transaction data against merchant RDR rules and returns accept/decline decision for Rapid Dispute Resolution.","operationId":"rdrDecisions","requestBody":{"description":"RDR decision request containing transaction details","required":true,"content":{"application/json":{"schema":{"$ref":"#/components/schemas/RdrDecisionRequest"}}}},"responses":{"200":{"description":"Decision evaluation completed successfully","content":{"application/json":{"schema":{"oneOf":[{"$ref":"#/components/schemas/RdrDecisionResponseAccepted"},{"$ref":"#/components/schemas/RdrDecisionResponseDeclined"}]}}}},"400":{"description":"Bad Request - Missing required fields","content":{"application/json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"}}}},"401":{"description":"Unauthorized - Authentication failed","content":{"application/json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"}}}},"500":{"description":"Internal Server Error","content":{"application/json":{"schema":{"$ref":"#/components/schemas/ErrorResponse"}}}}}}}}}
```


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